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Financing Options and Insurance Plans

Contact Us!

We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below.

Office location:
Winter Garden
213 South Dillard Street
Suite 140
Winter Garden, FL
Phone: (407) 905-9965

Payment Options

For your convenience, we accept cash, personal checks, money orders and major credit cards. Payment is expected at the time services are performed.



We offer convenient monthly payment plans with CareCredit.  CareCredit is a healthcare credit card specifically designed to pay for treatments and procedures.  CareCredit and our office offers up to 12 months Interest Free financing.  You can apply for for financing by any of the following options:

In Person.  Ask us for an application. 

Online.  Go to www.carecredit.com.  Upon approval, contact our office to schedule an appointment.

By Phone.  Call 1-800-365-8295 and follow the prompts.  Upon approval, contact our office to schedule an appointment.

Insurance Information 

As a service to our patients, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network.  We are an in net-work provider with the following PPO Plans:  Aetna, Ameritas, Blue Cross/Blue Shield, Florida Combined Life, CIGNA, Delta Dental, Dentemax, Guardian, Humana, MetLife, Principal, Solstice,  United Healthcare.  We are not part of any managed care (HMO or DHMO) or Medicare networks.  Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.   Any insurance claims not paid after 30 days is the patients responsibility.

Effective January 1, 2020:

BR Dental will no longer file dental insurance claims with a “Secondary” dental insurance carrier.

Your treatment fees and co-pays will be based on your primary insurance fee schedule.  Your primary dental carrier will provide you with a copy of the Explanation of Benefit for services rendered and you will need to forward that to your secondary plan for reimbursement.

If you have any questions, please feel free to speak with Teresa, Manager.